Business financing referrals · Growing businesses

Business funding for fit-out, equipment and opening stock.

A second location can require deposits and setup spending before it produces revenue. Break the expansion into the costs you need to fund and the dates each payment is expected.

Illustration of growing businesses and their working space

How it works

The application process

01

Amount and purpose

Use the actual purchase or operating gap to explain how much funding you want to explore.

02

Trading profile

Answer the questions about monthly revenue, time in business and your industry.

03

Contact details

Check the owner and business contact information, read the disclosures and complete SMS verification before sending.

Possible uses

Business expenses to describe

01

Space fit-out

Contractor work, signage and fixtures may require staged payments before opening. Separate those expenses from the lease deposit and ongoing occupancy costs.

02

Equipment

An additional location may need its own equipment rather than spare capacity from the first site. Include delivery, installation and staff training in the budget.

03

Opening inventory

Initial stock must be bought before the new location begins trading. Distinguish the opening order from replenishment the existing business already funds.

Before you decide

When reviewing a provider offer

01

Amount available

Confirm how much of the offered amount would actually reach the business.

02

Repayment cost

Look at all repayments and fees over the agreement rather than a single quoted rate.

03

Contract conditions

Read security, guarantee, early-payment and default provisions before agreeing.

Illustration of growing businesses equipment and workspace
Illustration of growing businesses equipment and workspace

Growing businesses · funding preparation

Your operating calendar

Keep current-location revenue separate from projections for the new site. Assess any repayment obligation against the period when setup costs and both locations’ overheads overlap.

Before you begin

Application preparation

Prepare the requested amount, business purpose and timing from your purchase or operating budget.

  • 01Funding amount, business purpose and timing
  • 02Monthly revenue and time in business
  • 03Industry, business name and approximate credit range
  • 04Owner contact details and mobile access

A few things to know

About this referral service

Information sharing and referral payments

Your submitted business and contact information may be sold to as many as five funding partners for follow-up. Partners pay us for the referral regardless of its funding outcome, and we do not charge you to apply.

Approval and available terms

Sending the form does not guarantee an offer or approval. Funding partners assess the business against their own requirements and set the conditions of any financing.

Provider timing

A supplier deadline does not establish how quickly a funding partner can respond. Confirm the provider’s process before relying on financing for a payment.

Contact consent and mobile verification

Check how your information will be used and who may contact you before you send the form. The SMS code verifies your number; the separate consent text describes communications.

Make a beginning

Start with your business funding request

Start the form with a defined amount, a business purpose and current trading information.